task-128.1: InsuWiki PDF 약관 파이프라인 리팩토링 Phase 1+2. 상세 지시서: /home/jay/workspace/memory/tasks/task-128.1.md Read 참조. 3문서: /home/jay/workspace/memory/plans/insuwiki-pdf-summary/ 참조. 프로젝트: /home/jay/projects/insuwiki/. Phase 1: pdf-parse 도입+임베딩 병렬화. Phase 2: InsuranceSummary 스키마+summary_jobs 생성. 결과물: memory/reports/task-128.1.md, memory/events/task-128.1.done